Answers to Your Frequently Asked Questions
Ehrhardt Law Firm » FAQ
We know that you have questions, and we want to provide you with clear and helpful answers. Below are some of the most common questions we receive from potential clients just like you who face similar challenges and frustrations.
What is Long-Term Care?
Long-term care encompasses a variety of services designed to meet the medical and non-medical needs of individuals who are unable to perform basic activities of daily living (ADLs) due to chronic illness, disability, or aging. These services can be provided at home, in the community, or in specialized facilities.Â
What are Activities of Daily Living (ADLs)?
Activities of Daily Living (ADLs) refer to the basic tasks essential for independent living, including bathing, dressing, eating, transferring (moving from bed to chair), toileting, and continence. The ability or inability to perform these activities is often used to determine the level of care an individual requires.
What is Medicare?
Medicare is a federal health insurance program primarily for individuals aged 65 and older, but it also covers certain younger individuals with disabilities or specific diseases. Medicare helps cover hospital care (Part A), medical services (Part B), and prescription drugs (Part D).
Will Medicare Pay for Florida Medicaid?
No, Medicare and Medicaid are separate programs with different eligibility criteria and coverage. Medicare does not pay for long-term care services provided by Medicaid. However, individuals eligible for both Medicare and Medicaid (known as dual-eligible) can receive benefits from both programs, with Medicaid covering long-term care services not covered by Medicare. While Medicare may help with rehabilitation in a limited sense after a hospital stay, it will not cover long-term custodial care.
What is the Difference Between an Assisted Living Facility and a Skilled Nursing Home?
An assisted living facility provides housing, personal care, and support services for individuals who need assistance with daily activities but do not require the intensive medical care provided by a skilled nursing home. A skilled nursing home offers 24-hour medical care and rehabilitation services for individuals with serious health conditions that require ongoing medical attention and supervision.
How Will I Pay for the Costs of Monthly Long-Term Care?
Paying for long-term care can be a significant financial challenge. Options to cover these costs include personal savings, long-term care insurance, Medicaid, and veterans benefits. Each option has specific eligibility requirements and coverage limitations, so it is important to explore all available resources and plan accordingly.
What Role Can Long-Term Care Insurance Play?
Long-term care insurance can help cover the costs of care provided in a variety of settings, including your home, an assisted living facility, or a nursing home. This type of insurance is designed to reduce the financial burden of long-term care expenses and can be an essential part of your overall financial planning strategy.
Do I Need a Florida Durable Power of Attorney?
A durable power of attorney is a vital legal document for managing your affairs if you become incapacitated. This blog covers the importance of having a durable power of attorney in Florida, what it entails, and how it can protect your interests. Find out why this document is essential for your estate plan.
What is a Medicaid Qualified Income Trust (Miller Trust)?
A Medicaid Qualified Income Trust, also known as a Miller Trust, is a legal arrangement that allows individuals with income exceeding Medicaid eligibility limits to qualify for Medicaid benefits. By placing excess income into the trust, the funds are not counted towards Medicaid income limits, thus allowing the individual to receive necessary care without disqualification.
How Do I Find the Right Assisted Living Facility?
Finding the right assisted living facility for yourself or a loved one can be challenging. This blog provides tips and guidelines on what to look for in an assisted living facility, how to evaluate potential options, and questions to ask during your search. Ensure you choose a facility that meets your needs and provides a safe, comfortable environment.
What Should I Look for in a Skilled Nursing Home?
Selecting a skilled nursing home requires careful consideration. This blog discusses the key factors to evaluate when choosing a skilled nursing home, including quality of care, staff qualifications, facility amenities, and more. Learn how to make an informed decision that ensures high-quality care for you or your loved one.
How Long Will Medicare Pay for Rehabilitation After a Hospital Stay?
Understanding Medicare’s coverage for rehabilitation is essential for planning your recovery. This blog outlines the duration and extent of Medicare coverage for rehabilitation services following a hospital stay, including eligibility criteria and what happens when coverage ends. Get the information you need to plan your post-hospital care effectively.
21 Ways to Care for a Caregiver
You know that caregiving is a demanding and often overwhelming responsibility. Caregivers dedicate their time and energy to supporting others, frequently neglecting their own needs in the process. What we are here to tell you is that providing care for a caregiver is essential to ensure they remain healthy and capable of continuing their vital role.Â
What is the Florida Probate Process?
Florida probate is the legal process of administering the estate of a deceased person, ensuring that their debts are paid, and their assets are distributed according to their will or Florida law. Understanding the Florida probate process can help you navigate this complex procedure with confidence. Let us share just a few key steps with you right here on our blog.
